| DEPOSIT | LOAN PRODUCT | DIGITAL SERVICES |
|---|---|---|
|
SAVING ACCOUNT
|
PERSONAL LOAN
|
DEBIT CARD
|
|
CURRENT ACCOUNT
|
VEHICLE LOAN
|
POS TRANSACTION / ECOM
|
|
RECURRING DEPOSIT
|
HOUSING LOAN
|
NACH
|
|
FIXED DEPOSIT
|
BUSINESS LOAN
|
NEFT/RTGS
|
|
FIXED DEPOSIT REINVESTMENT
|
PROPERTY LOAN
|
IMPS
|
|
DAILY DEPOSIT SCHEME(DDS)
|
CASH CREDIT (CC)
|
CTS |
| SERVICE | CHARGES EXCL.GST |
|---|---|
|
MINIMUM BALANCE CHARGE ON OPERATIVE ACCOUNTS
|
|
|
SAVING ACCOUNT(Min Balance-1000/-)
|
25/- Quarterly + GST
|
|
CURRENT ACCOUNT(Min Balance-4000/-)
|
125/- Quarterly + GST
|
|
NEFT/RTGS/IMPS CHARGES
|
|
|
NEFT
|
BRANCH CHANEL |
|
Up to Rs. 10,000/-
|
Rs. 2.00 + GST
|
|
Up to Rs. 10,001 to Rs. 1 Lac |
Rs. 4.00 + GST |
|
Up to Rs. 1 Lac up to Rs. 2 Lac |
Rs. 12.00 + GST |
|
Above Rs. 2 Lac |
Rs. 20.00 + GST |
|
RTGS |
BRANCH CHANEL |
|
Rs. 2 Lac to Rs. 5 Lac |
Rs. 20.00 + GST |
|
Above Rs. 5 Lac |
Rs. 40.00 + GST |
|
Cheque Book issue Charges (Saving & Current Account type): |
Rs. 50 + GST |
|
SMS charges Annual |
Rs. 60 + GST |
|
ATM charges Annual |
Rs. 200 + GST |
| Period | General Customers | Senior Citizens |
|---|---|---|
| 7 — 14 days (₹15 lakh & above) | 3.00% | 3.00% |
| 15 — 45 days | 3.50% | 3.50% |
| 46 — 90 days | 5.00% | 5.00% |
| 91 — 179 days | 5.50% | 5.50% |
| 180 days — less than 1 year | 6.50% | 6.50% |
| 1 year — less than 2 years | 7.00% | 7.50% |
| 2 years — less than 3 years | 7.25% | 7.75% |
| 3 years — less than 5 years | 7.50% | 8.00% |
| 5 years — up to 10 years | 7.00% | 7.50% |
